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MORTGAGE & FINANCE

What Is Seller Financing?

What Is Seller Financing?

If you’re dipping your toes into the world of real estate or considering buying a home, you might have stumbled upon the term “seller financing.” No worries if it… Read more ⇢
How Your Credit Score Impacts Your Mortgage Rate

How Your Credit Score Impacts Your Mortgage Rate

Are you considering buying a house soon? One thing you might not be aware of is how your credit score affects your mortgage rate. Let’s dive into how these… Read more ⇢
Preparing for a Home Appraisal

Preparing for a Home Appraisal

A home appraisal is an important part of the home buying or selling process. It determines the value of the property and plays a crucial role in securing a… Read more ⇢
You Can Buy a Home with No Down Payment

You Can Buy a Home with No Down Payment

Buying a home is a dream come true for most people. But coming up with a down payment can be a daunting task. However, if you’re one of those… Read more ⇢
How Do Interest Rates Affect Home-Buying Decisions?

How Do Interest Rates Affect Home-Buying Decisions?

Buying a house is a big decision, and there are many factors to consider before making your final choice. One crucial factor that you should keep in mind is… Read more ⇢
7 Ways to Lower Your Mortgage Payments

7 Ways to Lower Your Mortgage Payments

A mortgage is a significant financial commitment, and reducing mortgage payments can help when you’re feeling the financial crunch. Fortunately, there are several strategies that you can adopt to… Read more ⇢
Is an FHA 203(k) Loan Right For You?

Is an FHA 203(k) Loan Right For You?

If you’ve been house-hunting for a fixer-upper, then you may have heard about 203(k) loans from the FHA. But what exactly are these loans, how can they be used,… Read more ⇢
What To Do If You’re Facing Foreclosure

What To Do If You’re Facing Foreclosure

Foreclosure is a legal process by which a lender can take possession of a property when the homeowner fails to make mortgage payments. If you’re facing foreclosure, then it’s… Read more ⇢
What Are USDA Loans?

What Are USDA Loans?

Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of… Read more ⇢
When Can Sellers Keep Earnest Money?

When Can Sellers Keep Earnest Money?

When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the… Read more ⇢
4 Tips for Applying for a Mortgage

4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little… Read more ⇢
What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢
Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will… Read more ⇢
Avoid These Earnest Money Mistakes

Avoid These Earnest Money Mistakes

When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
Common Mortgage Terms to Know

Common Mortgage Terms to Know

If you’re buying or refinancing a home, then you’ve probably come across some terms that made you think, “Huh? What does that mean?” Honestly, you wouldn’t be alone! Real… Read more ⇢
Don’t Sabotage Your Mortgage Application

Don’t Sabotage Your Mortgage Application

Getting pre-approved for a mortgage is one of the first steps toward homeownership. But a lot happens after that initial pre-approval, and things can derail if you aren’t careful. Read more ⇢
Tax Deductions for Homeowners

Tax Deductions for Homeowners

Unless you’re a tax expert, it can be tricky to determine exactly what deductions you should take as a homeowner. And recent changes to the tax laws can affect… Read more ⇢
How to Find Down Payment Funds Quickly

How to Find Down Payment Funds Quickly

The pandemic has had a major impact on real estate. More Americans are deciding to enter the housing market and buy their first homes. However, buying a home requires… Read more ⇢
What Is Home Equity?

What Is Home Equity?

There are many benefits of buying a home, but one of the biggest is building equity. But what exactly is home equity, and how can it be used to… Read more ⇢
Repairing Your Credit Post-Pandemic

Repairing Your Credit Post-Pandemic

The global coronavirus pandemic has had serious financial consequences for many Americans. High unemployment caused by the shutdown has made it difficult for some to make their monthly payments. Read more ⇢
Why Mortgage Pre-Approval is Essential

Why Mortgage Pre-Approval is Essential

We say this often because it’s so important – you must get pre-approved for a mortgage before you begin your home search. Getting pre-approved for a home loan is… Read more ⇢
Pros and Cons of Online Mortgage Lenders

Pros and Cons of Online Mortgage Lenders

You can’t beat the ease of applying for a mortgage online, rather than going to a bank in person. But is it the best decision for you? Here are… Read more ⇢

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